How to Run as Small Factoring Business
Chart 3-1:  Break Even Points
Rent Phone/Utilities Operating Expenses, Taxes Payroll Total Above expenses = 5% of:
0 50 250     700 1,000 20,000
500 500 1,000 6,000 8,000 160,000
2,000 3,000 15,000 30,000 50,000 1,000,000
Beginning Factor
Small Factor
Larger Factor
Monthly Expenses
Monthly invoice volume needed to break even (based on 5% avg. discounts)
Typical number of clients: Avg. monthly volume needed per client
4 $5,000
20 $8,000
50 $20,000